Christine Lindemer's Blog
Ready to submit an offer on a house? Before you present a proposal to a seller, it is important to plan ahead as much as possible. That way, you can increase the likelihood of an instant "Yes" from a seller, as well as boost your chances of a quick, seamless homebuying experience.
Now, let's take a look at three steps to follow before you submit a homebuying proposal.
1. Get Pre-Approved for a Mortgage
What good is a homebuying proposal if you lack the necessary financing to purchase a house? If you get pre-approved for a mortgage today, you can ensure that you will have the home financing that you need to make your homeownership dream come true.
To get pre-approved for a mortgage, you'll want to meet with several local banks and credit unions. These financial institutions can offer full details about a variety of mortgage options and help you select one that matches or surpasses your expectations.
Also, if you are unsure about the differences between assorted mortgage options, don't hesitate to ask for assistance. Banks and credit unions employ friendly, knowledgeable mortgage specialists, and these professionals are happy to teach you about various mortgage options.
2. Define a "Competitive" Offer
If you want to acquire your ideal residence, it pays to put your best foot forward with your homebuying proposal. Because if you submit a "lowball" offer, you risk missing out on the opportunity to purchase your dream house.
A "competitive" offer generally accounts for the condition and age of a house, along with the current real estate climate. Thus, if you evaluate a wide range of housing market data, you may be better equipped than ever before to submit a competitive offer on any home, at any time.
Take a look at the prices of recently sold houses in your area. This data can paint a picture of the current state of the local housing market.
Furthermore, find out how the home that you want to buy stacks up against similar houses that are available in your city or town. With this information, you can further refine your homebuying proposal.
3. Consult with a Real Estate Agent
A real estate agent is a must-have, regardless of where you are on the homebuying journey. In fact, this housing market professional can help you can make the best-possible choices at each stage of the homebuying journey.
Prior to submitting a home offer, it often helps to collaborate with a real estate agent. This housing market professional can help you determine exactly what to offer on a home. And if your initial proposal is rejected, a real estate agent will make it simple to reenter the housing market and discover your ideal home.
When it comes to submitting an offer on a house, it usually is a great idea to prepare. If you follow the aforementioned steps, you should have no trouble providing a homebuying proposal that is sure to capture a seller's attention.
16 Pierce St, Pepperell, MA 01463
Putting a skylight in your home can be a very attractive feature. More natural light will be let into the room, making it bright and cheery. There are a few things that you should know about installing a skylight before you start shopping for these special windows and begin the installation process. It’s a serious project and you should really think the decision through before you start the project.
Quality Is Key
It’s important that a skylight has a few special aspects including:
- Energy efficiency
- Water tightness
- Sound reduction
- Wind resistance
- UV coating
Many manufacturers also try to appeal to those shoppers who are looking for environmentally friendly materials. Keep in mind what those are and how the quality will be affected.
Injury Is A Real Possibility During Installation
- Whether you’re installing the skylight yourself, or having a professional do the job, there’s a risk of falling and injury.
- The ladder should be the right height and type.
- The shoes being worn should have good traction. It’s also a good idea to use roof jacks for extra support during the installation process.
- The jacks should be secured and clamped down to ensure extra support. If you don’t know what you’re doing, the short answer is that you should hire a professional and leave the job to them. Be sure that anyone you hire is using safe work practices.
Weather Can Delay The Project
Remember, since you’re essentially cutting a hole in your roof to install the skylight, it’s a real possibility that weather can put a damper on the project. If rain, snow, wind, or ice happen to be a part of the equation when installing these new sky windows, it could pose a real problem. Weather could not only be a safety issue, but a hazard to your home as well. Try to plan for the installation of the skylight during a more temperate part of the year.
The Installation Starts From The Inside
After the outline of the skylight has been cut out of the sheathing of the roof, you’ll need to mark the opening of the skylight with screws or nails in the corners. This will help you to locate the skylight opening.
The next steps are as follows:
The shingles will need to be removed before you even start cutting the rest of the opening.
The flashing will need to be waterproofed in order to keep snow and ice away from the opening of the skylight.
Extra drywall and insulation will need to be added to avoid too large an opening in the ceiling.
A skylight can be a great asset to any home. With a little thought and planning on your part, you can add something that you’ll enjoy for many years!
If your house is on the market or you're preparing to put it up for sale, you probably feel like you have 101 things to do!
Fortunately, the list is much smaller than that and you can enlist the help of a real estate agent to handle many of the details.
To increase your chances for a fast sale, your agent will offer you suggestions on ways to enhance the eye appeal and curb appeal of your home. Although many of the things they point out may seem minor and superficial, the cumulative effect they'll have on the marketability of your home could be significant.
Minor flaws will be noticed by potential buyers and could easily give them the impression that your home hasn't been updated, properly maintained, and well taken care of. While that may not be true, remember that presentation is everything. And, if I may slip in one more old, but true cliché: "You don't get a second chance to make a good first impression!" That is as true in real estate sales as it is in making sure you're breath is fresh!
With that in mind, here's a list of some of the relatively inexpensive improvements you can make that will help you favorably impress prospective home buyers.
- There are a lot of cheap or relatively inexpensive repairs you can make, such as repairing and painting over damaged walls, oiling squeaky hinges, and replacing cracked windows and bathroom tiles. Toilets that run and faucets that leak are other examples of minor problems that can make a bad impression on potential buyers.
- Lighting, both natural and artificial, sets the mood in a room and can have an impact on how people perceive your home. It's usually advisable to let in as much natural light as possible and increase the wattage of lightbulbs in dark rooms and hallways. On the other hand, harsh lightening can also make an unfavorable impression, so it's necessary to find the perfect balance between glaring and dreary lighting. Most real estate agents are attuned to minor (or major) changes that need to be made to elements like lighting, décor, and furniture arrangement.
- Avoid the appearance of clutter, disorganization, and chaos in any part of your home! This would apply to everything from closets and cabinets to counter-tops, desks, and bedroom dressers. If your basement or attic is a "disaster area," that could reflect negatively on you and the attractiveness of your home. A good, general rule-of-thumb for controlling clutter is "less is more."
- Be prepared to do at least a little painting and a lot of cleaning to prepare your house for successful showings. A certain amount of landscaping and lawn care is also necessary, with tasks such as mowing, pruning, and weeding at the top of the list.
After conducting an in-depth home search, you probably have discovered that many outstanding houses are available. Yet you're still on the fence about whether to submit an offer to purchase a residence.
Ultimately, there are many signs that now may be the ideal time to submit an offer to purchase a residence, and these include:
1. You find a house that matches or exceeds your expectations.
If you view a home and find that it matches or exceeds your expectations, you may want to submit an offer to purchase this residence. Because if a home seller accepts your proposal, you then can conduct a house inspection to alleviate any potential concerns.
Remember, a house that matches or exceeds your expectations now may fail to do so following an inspection. Lucky for you, an inspection provides a valuable learning opportunity. If you discover you no longer wish to purchase a house following an inspection, you can rescind your offer to purchase and reenter the housing market.
2. You're operating in a seller's market.
A seller's market generally features a shortage of high-quality houses and an abundance of buyers. Thus, if you find a home that you want to buy in a seller's market, you should not hesitate to submit an offer to purchase. Because if you wait too long, you may miss out on the opportunity to buy your dream residence.
If you submit an offer to purchase a home in a seller's market, it is important to provide a competitive homebuying proposal. By doing so, you can increase the likelihood of receiving an instant "Yes" from a seller and move quickly to acquire your ideal house.
3. You're facing a time crunch.
If you want to move to a new home soon, there is no need to wait to submit an offer to purchase. In this scenario, you should submit an offer to purchase as soon as you discover your dream house. That way, you can speed up the process of relocating from one address to another.
Of course, if you face a time crunch, you should map out your home search as much as possible. Just because you have a limited amount of time at your disposal does not mean you should be forced to settle for an inferior home. Fortunately, if you create a homebuying strategy, you can find ways to optimize your time and resources throughout your home search.
For homebuyers who are uncertain about whether to submit an offer to purchase a house, it may be beneficial to work with a real estate agent too. A real estate agent can offer expert insights into the housing sector. As such, this housing market professional can help you determine whether now is the right time to submit an offer to purchase a house.
Hire a real estate agent today, and you can get the help you need to discover your ideal residence and acquire this house at a price that matches your budget.